Would you like to retire in Hawaii? Retiring in Hawaii and living in paradise is a dream that many people have but there are a lot of things to consider before you make that all important decision.
Hawaii can be a very seductive place. It has some of the most beautiful scenery in the world. The climate can be very appealing. There are basically 2 seasons, the warm (or hot) summer months from about May to October, and the cooler (less hot) winter months from November to about April. The average daytime temperature in winter, the is about 70 degrees F (60 degrees F at night) with summertime temperatures sometimes reaching around 90 degrees F. The humidity is high, as with any tropical climate, but the ocean breeze can make it very pleasant. But those numbers can be a bit deceiving. The climate is actually a collection of several micro-climates, each area having its own unique weather. For example, if you are considering Oahu, you may want to choose the east side of the island because the west side seems to be much hotter. Kauai, by some accounts, is home to the rainiest spot on Earth, Mt. Waialeale. It averages about 460 inches of rain per year. Generally, though, each island has its dry side and its wet side.
So, how do you choose which island? There are basically seven islands from which to choose, Kauai, Oahu, Molokai, Lanai, Maui and the Big Island of Hawaii. Home prices can vary greatly, depending upon which island you choose and the area of the island. Three of the most popular choices for retirees are the islands of Oahu, Maui and the Big Island of Hawaii. .
On the island of Oahu, in Honolulu, buyers can find a wide range of homes from luxury estates to stylish condos, or waterfront mansions to modest inland houses. Property taxes are very reasonably priced and are about one tenth that of other states.
If you are looking for the charm of a small town, Maui is probably a place you will want to consider. The people are very friendly and it is rich in natural beauty. Conde Nast Traveler has named it the “Best Island in the World” for the 15th time.
The Big Island of Hawaii has nearly every type of climate and topography, from snow-capped mountains to tropical rainforests; breezy beaches; arid, wind-swept plains; and erupting volcanoes. But best known among golfers as a golfers paradise. Famous courses such as Mauna Kea (No. 3 in Hawaii), Hualalai Nicklaus (No. 10), and Mauna Lani North (No. 15) have been host to many professional tournaments. Homes here are much more reasonably priced. It is possible to get a three-bedroom house with a water view for under $700,000.
So, what are some of the pros and cons you may want to consider if you want to retire in Hawaii?
**The weather. Although real estate prices and utility prices are high, there is no need to heat your home in the winter and, if you choose an area with great ocean breezes, you air conditioning bill can be kept to a minimum.
**Health care, transportation and taxes are all lower than the national average.
**There are year round outdoor activities that can’t be found anywhere else in the US.
**Most real estate prices are high although you can still find some reasonable deals, especially if you are willing to buy an empty lot build your own home. A quality lot can be had for under $75,000.
**Utility prices are high.
**Food prices are much higher since the majority of the food needs to be shipped in from the US.
**Travel back and forth to the continental U.S. is also expensive and inconvenient.
These are just some of the things you may want to consider if you would like to retire in Hawaii. But do you homework, make sure that if is the right place for you before you make that all important decision. You may want to visit the area you are considering for a least a month during the hottest part of the summer to make sure that the humidity is not too much for you. The lifestyle here is very different and is not for everyone. Many people who choose to retire in Hawaii go there because they thought they wanted to live in paradise and found out that the lifestyle was just too different.
If Hawaii is on your list of "Best Places To Retire"? and you think that you would like to retire in Hawaii, you can get more information at The Hawaii State Executive Office on Aging