With its richly unique culture, Louisiana retirement communities are attracting more and more seniors. It's not only a beautiful place to visit but many seniors are finding that it’s also a great place to retire.
Here you’ll find not just a mild climate but a relatively low cost-of-living, low taxes, state of the art medical facilities, friendly people, a truly unique culture as well as a whole host of recreational opportunities.
The northern part of Louisiana is hilly with lush evergreen forests and may experience a light freeze a few times a year but for the most part, the winters are mild with an average January temperature of 53° F. Southern Louisiana is mostly prairies and bayous and the summers are hot with an average July temperature of 82° F. There is no “rainy season”, but there are springtime showers and the occasional afternoon thunderstorm throughout the summer.
As far as taxes, Louisiana does have a state income tax but was still ranked 5th in 2005 by Bloomberg Personal Finance magazine for tax friendliness for retirees. Social Security, military, civil service, state/local government pensions are exempt from state income tax. Private pensions for people 65 and older are tax exemption up to $6,000. If married and filing jointly, and each person has a private pension income, then up to $12,000 can be exempt. More information on taxes can be found at the Louisiana Department of Revenue website.
The median home price in Louisiana is around $96,000 which is well below the $151,366 national median home price making Louisiana a very affordable place to buy a home.
Most people think of Mardi Gras when they think of things to do in Louisiana but that’s only one of the nearly 700 annual festivals throughout the state. There’s the Bluegrass on the Bayou Festival in Baton Rouge that takes place every March as well as the "5000 EGG" Giant Omelette Celebration in Abbeville, Louisiana in November. With nearly 700 festivals, you can pretty well guarantee that there is something going on somewhere in the state everyday.
US News and World Report has recognized Natchitoches, in west central Louisiana, as one of the 10 most affordable cities in the country to retire. There are also 10 other Louisiana retirement communities that have been designated by the state as official retirement communities:
• Bossier City
• Lake Charles
• Louisiana's I-12 Retirement District includes the parishes (counties) of St. Helena, St. Tammany, Tangipahoa and Washington
• Natchitoches Parish
• New Iberia
• St. Landry Parish
• Union Parish
• Vernon Parish
Is Louisiana on your list of "Best Places To Retire"?
Louisiana retirement communities have a lot to offer retirees but just like with any retirement community, do your homework and be sure to visit before you decide to retire in Louisiana.
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