Idaho retirement communities are becoming more and more popular, especially among law enforcement officers from the western part of the United states who are retiring. When asked why they chose Idaho, many responded that Idaho offers an affordable, quiet, serene setting in a sportsman’s paradise.
Fishing, boating, hiking, hunting, skiing and snowmobiling are just a few of the many activities that an Idaho retirement has to offer. The people are extremely friendly and welcome new neighbors.
According to the 2009 Cost of Living Index, Idaho ranks as the second least expensive of all of the states west of the Rockies in which to live. To determine this ranking, things like housing prices, health care, transportation, groceries and utilities were all taken into consideration. The cost of living was just under 92% of the national average.
Property taxes were moderate compared to other states. Homeowners who occupy their home can claim an exemption on property that they occupy and up to 1 acre of land. The exemption is 50% of up to $101,153. Homeowners 65 and older can also qualify for an exemption if their home is below a certain amount. There is also a circuit breaker program for those whose income falls below $28,000.
Idaho's average income tax burden is just over 10%, 13th highest in the nation. Retirees, though, without earned wages don't pay nearly as much since Social Security payments are exempt from Idaho income tax and military and railroad pensions may also earn exemptions for state income tax.
Here are a few places that you may want to consider if you are thinking about an Idaho retirement community:
If you are looking for “big city” amenities with all of the charm and safety of a small town, Moscow may be your perfect retirement location. Home to the University of Idaho, Moscow has a population of 22,000, a low crime rate and mild climate with an abundance of cultural and recreational activities.
Located just 60 miles from the Canadian border and 75 miles northeast of Spokane, in the Idaho panhandle is the small village of Sandpoint. Retirees here are finding a peaceful and tranquil arcadia in a beautiful natural setting, with no traffic congestion, thousands of acres of forests with trails for hiking and biking. There are several ski slopes and golf courses just minutes away. Sunset magazine recently named Sandpoint "the best small town in the West."
Further south, in the western part of the state is Boise. Here you'll find 12 public and 4 private golf courses, cultural and sporting events, a 25 mile paved path for bikers and walkers, well stocked mountain lakes and creeks and excellent health care in a temperate climate with four seasons. Money Magazine ranked Boise as the eighth best American city in which to live in 2009.
If you think that Idaho may top your list of "Best Places To Retire", I'm sure you can find an Idaho retirement community that's right for you.
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