California Retirement Communities

Thinking about one of the California Retirement Communities?

California has something for almost everyone. From the lush green pastures to the snow covered mountain tops to the Mojave Desert and all of its’ majestic beauty to the sunny sandy beaches. California pretty much has it all.

Northern California has an extremely diverse geography. The Pacific coast has beautiful sandy beaches in the west and the snow-capped Sierra Nevada Mountains in the east. Here you’ll find rich fertile farmland and some of the finest wineries in the world.

Southern California is home to some of the most renowned surf spots in the world including Huntington Beach, Malibu, Rincon, Trestles and The Wedge. Los Angeles and the surrounding area is one of the most important areas in the world for entertainment and the arts. To the east you’ll find the Mojave and Colorado Deserts and the Colorado River at the border with Arizona and Nevada.

Finding things to do in California is not a very difficult task but retiring in California has both pros and cons.

Some of the Pros to living in one of the California Retirement Communities:

• There are more Retirement Communities in California than any other state in the union.

• Lots of recreational activities. There is something for almost anyone.

• Some of the most challenging golf courses in the world.

• A wide variety of climates

• There are a number of adult communities for retirees 55 and over where prices for a new home are less than $250,000. Also, there are many existing, well-established safe and secure neighborhoods with affordable and attractive housing for retirees and families.

• California has 840 miles of coastline second only to Florida with 1350 miles of coastline.

• Social security benefits are excluded from state income tax in California

Some of the Cons to living in one of the California Retirement Communities:

• California’s top marginal income tax rate is 9.3%, higher than any other state in the country.

• Real estate prices are quite a bit higher than most other states although the median price dropped from $594,110 in April 2007 to $403,870 in April 2008.

• Sales tax is 7.25%, the highest of any state.

California has a lot to offer. But, before you decide to make one of the California Retirement Communities your home, make sure that you do your homework. Be sure to visit the area you are considering before you make that final choice of whether or not California tops your list of "Best Places To Retire"

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