Thinking about one of the many Alabama Retirement Communities? From the
foothills of the Appalachian Mountains in the north to the snow-white
beaches of the Gulf Coast, Alabama retirement is becoming extremely
inviting for thousands of retirees throughout the country.
Below you will find a list of some of things that you might want to take into consideration when deciding if one of the Alabama retirement communities is the best place for you to retire.
Location and Climate:
Located in the southeastern United States, Alabama's climate is generally warm, humid and sub-tropical. Temperatures in the southern portion of the state tend to be slightly higher. Overall, summers tend to be hot and humid with temperatures averaging over 90° F while winters are generally mild with average low temperatures ranging from 32°F in Birmingham to 40°F in Mobile. Due to it's proximity to the Gulf of Mexico, Alabama is susceptible to violent weather at times including tropical storms, hurricanes and tornadoes. Alabama is one of the few places that actually has 2 tornado seasons, one in the spring and another in November and December. The average snowfall ranges from about 2 inches in the northern part of the state to almost non-existent in the southern part of the state.
Crime: Overall, Alabama has seen a 10% decrease in violent crimes from 2009 to 2010 which is 4.5% below the national average. Property Crimes, including burglary, larceny and motor vehicle theft, have also seen a decrease of 5%. Arson, however increased by 83%.
2009 Median Home Value:
Taxes: Alabama is considered an extremely tax-friendly state for retirees. Residents of Alabama can expect to pay approximately 5% of their income in state and local taxes. Social Security Income is exempt from State Income Tax further lowering retirees tax burden. Property Taxes are assessed at about 0.33% of the homes value making property taxes in Alabama one of the lowest in the country (48th). There are no state property taxes for retirees over 65 years of age but some of the cities and counties within Alabama that do assess their own property taxes to retirees of any age.
Cost of Living: Alabama ranks among the top 25% of all states in overall affordability. (3rd quarter of 2011)
Affordable Quality Healthcare: The U.S. Department of Health and Human Services Agency for Healthcare Research and Quality compiles an annual list known as the NHQR State Snapshots. According to the most recent list (2010), Alabama ranked 38th best in the nation in overall quality healthcare. The University of Alabama at Birmingham is the only level one trauma center in the state. If you are considering one of the Alabama retirement communities, this may be an important factor when deciding where the retirement community in Alabama is located.Continuing Education:
Alabama offers a Senior Adult Scholarship Program which provides for free tuition to residents age 60 and older who meet admission requirements and would like to attend one of the states
2 year post secondary institutions. For more information, contact the
financial aid office of any of public two-year post secondary
The Robert Trent Jones Golf Trail is one of the biggest attractions for retirees who are considering one of the Alabama Retirement Communities. The Trail consists of a system of over 20 unique and challenging golf courses spread throughout the state. Locations include the metropolitan areas of Birmingham and Huntsville as well as many of the smaller communities throughout the state like Dothan and Muscle Shoals. So, if you're thinking about one of the golf retirement communities, Alabama may be a place you want to look at a little closer.
Alabama has some of the best fishing in the country. There are over 45 reservoirs that cover more than a half million acres along with 23 State managed public lakes and over 75,000 miles of rivers and streams. Both freshwater and saltwater fishing licenses are free to Seniors over 65.
If you enjoy hunting, Alabama boasts more than 1.3 million acres of public hunting land where hunters can bag white-tailed deer, wild turkeys, bobwhite quails, feral hogs, waterfowl, rabbits, squirrels and mourning doves to name a few. Alabama residents 65 and older are exempt from purchasing a hunting license.
Still interested in one of the many Alabama Retirement Communities? Here are a few areas that may be of interest to you:
Alabama retirement communities have a lot to offer retirees. If you think that Alabama may top your list of best places to retire, just remember that before you choose that perfect retirement spot, make sure that you do your homework and visit the area you are considering to make sure that one of those Alabama retirement communities tops your list of the best places to retire.
The Tax Foundation
The Commonwealth Fund 2009 State Scorecard Summary of Health System Performance rated the states on access, quality, costs and health outcomes.
NOAA Climatology of the United States
Alabama Criminal Justice Information Center
The U.S. Department of Health and Human Services Agency for Healthcare Research and Quality